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  Paybis is a versatile crypto‑payment solution, established in 2014 and headquartered in Warsaw, Poland, now
  operating in over 180 countries with support for more than 80–90
  cryptocurrencies and handling billions in transaction volume :
  contentReference[oaicite:1]index=1. The platform delivers
  a white‑label wallet as a service and on‑ramp/off‑ramp API integration options for businesses, letting
  users to buy, sell, swap and accept crypto payments effortlessly across traditional and blockchain rails :
  contentReference[oaicite:2]index=2. It facilitates over 50 payment methods including credit/debit cards, e‑wallets,
  Apple Pay, Google Pay, local rails like PIX, Giropay,
  SPEI, bank transfers, etc., across 180 countries and 80+ fiat currencies
  :contentReference[oaicite:3]index=3. With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure (typically 2 USD minimum commission and card
  or e‑wallet fees up to ~4.5–6.5%, plus network fees),
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  Its hybrid non‑custodial/custodial wallet model,
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  of reserves” disclosures :contentReference[oaicite:5]index=5.
  
  The company is registered as a Money Service Business with FinCEN in the USA, is
  VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing KYC/AML checks for larger
  transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  
  Corporate clients can embed Paybis quickly
  with SDK or dashboard integration, access dedicated account managers, and benefit from
  high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :
  contentReference[oaicite:7]index=7. Use cases range from wallets, fintechs, marketplaces, gaming
  platforms, DeFi services, and global platforms in need of
  stablecoin payouts, IBAN‑based settlement, or mass crypto payouts
  via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  
  Although some user‑reported issues have arisen—such as account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through
  Trustpilot and other independent reviews is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and
  straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  Altogether, Paybis delivers a robust, secure, and flexible crypto payment and wallet
  solution ideal for businesses wanting to bridge
  fiat and crypto with minimal hassle and strong compliance frameworks.

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